Hospitals bill wrong. Insurance companies underpay. And most people have no idea. LumoraClear automatically finds the errors, explains what you actually owe, and puts you back in control.
Medical billing is intentionally complex. EOBs (your insurance's "Explanation of Benefits" - the document they send after a claim) read like tax documents. Insurance jargon is everywhere. And providers know most people will just pay whatever they're told.
That's not a coincidence — it's a feature, not a bug. LumoraClear exists to change that.
The same service billed twice is more common than you think — and almost nobody catches it.
Explanation of Benefits documents are designed by insurers, not patients. Most people ignore them entirely.
Disputing a charge takes hours. Most people just pay. LumoraClear does the work for you.
Different providers, different portals, different formats. Your health history is fragmented by design.
LumoraClear pulls your data directly from your insurance with your permission — then makes sense of it all in one place.
We cross-reference your bills against your insurance coverage to catch inconsistencies, double charges, and mismatches automatically.
No more decoding insurance jargon. We translate every charge, adjustment, and co-pay into language that actually makes sense.
Your data is pulled directly from your insurer with your authorization. Encrypted, private, and always under your control.
All your bills, claims, and coverage details in a single place — no more logging into five different portals.
Get notified the moment a new claim is processed, a charge looks off, or your coverage changes.
See where your healthcare dollars are going, track your deductible progress, and plan for upcoming costs.
No paperwork. No phone calls. No hassle.
Securely link your Aetna, Cigna, or other major insurer account. We use authorized API access — your credentials never touch our servers.
LumoraClear automatically pulls your claims, matches them against your coverage, and flags anything that looks wrong or confusing.
Get a clear breakdown of every charge, what insurance covered, and what you're actually responsible for — no guessing required.
We're rolling out to early users soon. Join the waitlist and get priority access, plus updates as we grow.
No spam. No credit card. Just early access.